This plan provides insurance coverage that only applies during the covered trip. You generally must buy it within 15 to 20 days of making your first trip deposit. A comprehensive travel insurance plan will package additional benefits such as travel delay insurance, baggage insurance and missed connection travel insurance. A broad range of covered reasons for trip cancellation/interruption. Missed connection coverage (up to 30% of score): Plans with higher reimbursement levels for missed connections scored more points. This was strictly a voluntary trip cancellation. The cost of a standard policy is calculated as a percentage of your overall vacation expensesgenerally anywhere from 5 to 10 percent of your total prepaid, nonrefundable trip cost, according to data provided by Squaremouth. This coverage typically reimburses you 75% of trip costs. I would lose the entire premium ($1,838) paid up front. The Atlas Journey Premier plan provides decent coverage, including excellent missed connection coverage and superior medical evacuation benefits. When it comes to coronavirus, its important to know that circumstances like epidemics and pandemics are not typically listed as covered events under most standard cancellation policies. But in my simple mind here is how I see an analogy. This is one of the advantages to buying travel insurance shortly after you book your trip. Weather is not covered unless it results in the cancellation of or significant interruption to the cruise. credit cards include trip cancellation coverage. Includes $100,000 per person in 24-hour accidental death and dismemberment (AD&D) coverage. If you miss your initial embarkation of a cruise due to a flight delay or a weather event, such as a hurricane or winter storm, travel insurance could help cover the costs of you getting to the next port of call, so you can join your cruise, says James Page, senior vice president and chief administrative officer of AIG Travel, whose subsidiaries sell policies designed to cover cruisers. Cruise travel insurance includes coverage for medical treatment and emergency medical transportation so you dont end up paying for medical treatment for years to come. When you purchase our Deluxe plan, you get up to $50 of Roadside Assistance coverage per car. Travel Guard exceeded my expectations. After thinking about and discussing with wife we considered canceling the S.A. trip. https://www.vikingrivercruises.com/my-trip/travel-information/index.html Covers lost ski days, lost golf rounds and sports equipment rental. You can buy cruise insurance after booking your trip, right up until just before departure. Thanks! We'll look into doing it that way next time. Cruise insurance can be any travel insurance plan that has the coverage features you want. NAIC # 11231, for the operating Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. Six months ago (Jan 2018) I booked our 5th & 6th Ocean cruise with Viking. The purpose of the Travel Insurance is to provide protection for travelers against the covered unique risks associated with travel, before trip departure and during the trip itself. If you were referred by a travel agent, enter the ACCAM number provided by your agent. The reason for the interruption has to be listed in the policy. Not only does coverage insure your financial investment in the case of a hiccup, but it can also help with access to quality medical care on the road, as well as In most instances, you can buy peace of mind in the form of a well-tailored cruise travel insurance policy, which industry experts say is nearly always a smart bet. WebStep 3: Fill out the Thailand Travel Insurance application form. "Any outside airfare or expenses would be forfeited in the event of a cancellation.. No matter which Travel Guard insurance plan you choose, youll have access to our specially trained representatives for 24/7 emergency travel assistance. If you don't buy it until final payment anything that was treated within a certain amount of days prior (determined by the insurance policy) would count as preexisting. Happy Traveler Comment Glynna, Months after our wonderful Alaska cruise of May 2009, I was thinking about you this morning and the great CruiseExperts.com help The total cost varies according to the length of the ocean cruise. Most ships have onboard doctors, but visiting them isnt cheap nor is emergency medical evacuation in the case of more serious illnesses or injuries. Israel; Jamaica; Republic of Ireland; Northern Ireland; This is a test environment. See your plan details for additional information. Coverage may not be available in all states. The insurance is great for the medical but there was essentially nothing left on the trip interruption as, understandably, as the trip progresses your insurance interruption coverage diminishes. As our WC was 120 days we finally went with Viking. Not only did they refund my cruise fare, but they reimbursed my nonrefundable Priceline hotels, the amount AA charged to redeposit my miles into my FF account, and a nonrefundable deposit on a tour. We are still booked on the cruise and will not cancel because I'm not going to forfeit over $2,000 just for having a cruise booked for six months (and is still 18 months away)! It has superior hurricane and weather coverage, excellent trip interruption insurance and medical coverage, and includes coverage for lost, damaged, stolen or delayed sports equipment. Without [insurance], your out-of-pocket costs could be astronomical, McDaniel says. Even a short weekend cruise could turn costly if a traveler has an accident or becomes ill, and requires emergency medical treatment or a medical evacuation from sea, he says, pointing out that travelers are more prone to injury since they often take risks on vacationslike jet-skiing or hiking on unfamiliar terrainthat they might not take back home. All information is current as of August 2021. Iceland's Majestic & South American cruises. Viking insurance only covers what you purchase through Viking. If you don't have any why not wait? To review full plan details online, go to: www.tripmate.com/wpGR425V. Travel Guard has comprehensive plans to ensure your entire trip is covered. Health & Safety FAQ | Viking Ocean Cruises (vikingcruises.com) Yes, our Travel Protection Plan helps protect you from many unforeseen circumstances that may You could also lose the cost of pre-paid shore excursions. Here are 10 surprising things travel insurance will not cover on your cruise. The Policy will contain reductions, limitations, exclusions and termination provisions. Any information published by Cond Nast Traveler is not intended as a substitute for medical advice, and you should not take any action before consulting with a healthcare professional. We booked a cruise and bought the Viking Trip Insurance. I buy Allianz through my TA, following the same phased approach as Peregrina. The TAs tell me that if I cancel the cruise without any insurance cla We are both mid 60's and cost 320 dollars for the whole year. More: Seven Corners Travel Insurance Review. This story was last published in March 2020. I know they have a 14 day cancel/change policy. For shorter cruises, the Preferred Plan may have all the coverage you need. Interruption for any reason upgrade available. Are you looking for an answer to the question: "How does a future cruise credit work?" She has been a journalist for over 30 years, writing about insurance for consumers for the last decade. Past performance is not indicative of future results. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated A+ (Superior) by A.M. Best Co., under Jefferson Form No. All Rights Reserved. Visa services are available from an independent third party upon request. The downside is that instead of receiving 100% of the cost of your trip back in cash, travelers would receive 75% back in credit toward a future Carnival Cruise.2, Celebritys CruiseCare cruise insurance plan includes a Cancel For Any Reason Cruise Vacation Enhancement, which provides cruisers with a future cruise credit worth 90% of the value of the cruise they wish to cancel for a non-covered reason. But in my simple mind here is how I see an analogy. With this more expensive insurance, you must meet criteria like purchasing your policy within a set time frame (typically within 14 to 21 days of your initial trip deposit) and you must also cancel your trip at least two days in advance of departure. You wouldn't think hotels would bump up the cost that much, but they are starting to do that. Other potential problems might include the airline losing your checked bags, getting pickpocketed in port, the cruise line canceling your sailing due to weather or mechanical issuesor, as weve seen of late, due to not being able to run itineraries in areas affected by the coronavirus. {{quote.travel_dates ? but now I'm wondering if it does. Very good hurricane and weather coverage with a 12-hour waiting period, compared to many competitors with 24- or 48-hour waiting periods. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. Travel delay and baggage delay require a 12-hour waiting period. I had a friend who learned that the hard way! WebStep 3: Fill out the Thailand Travel Insurance application form. (While most cruise protection plans are a combination of insurance and waiver programs, for consistency we'll use the term "cruise insurance to refer to these plans.) Good missed connection coverage of $1,000 per person after 3-hour delay. (Not available in all jurisdictions. Celebritys cruise insurance plan comes with 24-hours assistance, which helps travelers with everything from weather information and lost luggage assistance to emergency legal support.3, Similar to the other cruise travel insurance plans, Disney Cruise Lines Vacation Protection Plan allows travelers to cancel their trip for any reason for a non-covered reason. Or, if unforeseeable bad weather interrupts your trip, Travel Guard has coverage options to help protect you. What Does Cruise Insurance Cover All our insurance plans cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage. Because you could develop one after you book your cruise. Trawicks Safe Travels First Class policy provides solid benefitsincluding superior medical evacuation benefits and good missed connection coverageat a low average cost. I want to reserve hotels in advance of the trip, but don't want to pay a lot in insurance cost, as what I'm already paying is pretty high due to age. You can pick up a policy from your travel agent directly through a reputed individual insurance provider (like AIG Travel Guard or Allianz), or via an insurance comparison site that lets you compare plans from various insurers (like Squaremouth or InsureMyTrip). While tedious, I try to pick a few policies that look good, pull up the policies and read every word. The downside to waiting is that you likely wont be able to cover pre-existing medical conditions, and youll lose the option to add cancel for any reason coverage. The South American cruise is Dec, 2019, currently a year and a half from when I write this. I didn't think the medical coverage had anything to do with other coverage like airline tickets, hotels, etc. The cruise health insurance coverage varies on the cruise insurance chosen, but can provide coverage up to $500,000. Insurance concept. Comprehensive travel insurance policies offer coverage for lost or stolen baggage; however, the coverages have limits, both per trip and per article for specific We understood that if we cancelled under the insurance terms we would get a travel voucher and that was OK. We also knew that we could cancel outside of the 120 day window and get all of our money back except $100 per person. If I purchase a home and at the same time I also purchase insurance on this home. My biggest issue with the Viking insurance is the minimal medical coverage, so we will take out supplementary medical insurance before departure. {{travelBanText}} {{travelBanDateFormatted}}. So, lets stick to the facts by comparing cruise insurance plans features, head to head. For starters, OneTrip Prime includes a long list of covered reasons for trip cancellation/interruption, giving travelers the confidence that theyre covered for the most common travel mishaps. Log into our new user-friendly travel insurance plan booking platform. HTHs TripProtector Preferred policy provides luxury-level benefits, including superior medical and evacuation and hurricane and weather benefits. The top 3 international destinations are Mexico, Italy, and Israel. Accordingly, while some insurers honored claims associated with the onset of the epidemic, almost none are paying out trip cancellation claims for travel or policies booked after late January (with specific cutoff dates ranging between January 21 and January 27, according to travel insurance comparison site Squaremouth). This site uses cookies to improve your user experience and analyze site traffic. Travel insurance policies with medical evacuation expense benefits of $500,000 and up per person were given the highest points. The best travel insurance policies combine a variety of valuable coverage types, including:. WebIf it is determined that a person is not eligible for coverage as detailed above, any claim for benefits will be denied and premium will be refunded. Medical coverage is lower than most other top-rated plans but might be sufficient for your needs. Our products and plans are tailored to fit your needs based on your country of residence. {{annualTravelBanText}} {{travelBanDateFormatted}}. Very good travel delay coverage of $1,500 per person. Its proven to be a smart strategy: In 2017 alone, her family had to cancel three separate cruises at the last minute, due to medical issues. The top 3 international destinations are Mexico, Italy, and Israel. Includes coverage for sports equipment loss. What Is Carnivals Coverage Scope. Trip Interruption or Cancellation If your trip is interrupted or cancelled due to a covered emergency, weather Just trying to wrap my head around all this. I've been very happy. Page of AIG Travel agrees. You may use echeck to pay for your Viking cruise or cruisetour, and for airfare. Choose Viking, the worlds largest and best fleet of deluxe ships built for ocean travel. Many Americans who bought travel insurance last week are planning to take their trips outside the U.S.: 88% of travel insurance sales were for international trips. Then the couples turned to their trip protection plan, which said it covers trip cancellation and 100% of the trip cost. By subscribing to our newsletter(s) you agree to our User Agreement and Privacy Policy & Cookie Statement. This is something you may not be aware of this past December we were on a Princess South American 21 day cruise I had to be taken off the ship in Lima Peru as I was having shortness of breath the ship doctor said I needed to see a Cardiologist make a long story short ended up having a heart stint I had no health coverage (I thought) well not true if you have a Medicare supplement through AARP it has $50k coverage for medical emergencies out of the country it paid my $22K at 80% and my credit card paid $5K for trip interruption. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated A (Excellent) by A.M. Best Co., under BCS Form No. WebThe travel insurance for cruise trip pays for the medical treatment for any sickness or accident that one can encounter during the trip. Cruise insurance costs will generally depend on your age and the cost and length of your trip. Thanks! When it comes to providing cruise insurance, Allianz Global Assistance is not the only boat in the harbor. All rights reserved. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip wont be covered. * WaveCare then adds to these standard coverages a cruise disablement fixed benefit a payment for your inconvenience if your cruise is disabled and unable to Not only does coverage insure your financial investment in the case of a hiccup, but it can also help with access to quality medical care on the road, as well as reimbursement for any unforeseen expenses that may pop up in the face of such scenarios. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Very good missed connection coverage of $1,500 per person after a 3-hour delay. If you wait until final payment you risk developing something between the time you book the cruise and then. For the World Cruise I had trouble finding insurance which would do the "for any reason" type coverage for over 90 days. WebDoes Vikings Travel Protection Plan cover COVID-19 costs (e.g., medical treatment, quarantine, repatriation, etc.)? 2023 Forbes Media LLC. Does not offer interruption for any reason upgrade. Excellent baggage loss coverage of $2,000 per person. Vineyard View, exactly our experience. Though you may never use the insurance you purchase, should an issue pop up, the investment can prove to be of great benefit, both economically and psychologically. For a 14-night cruise, the cost is $279.30 USD p.p. If you are traveling with us to Australia, Egypt, Cambodia, China, India, Jordan, New Zealand, Sri Lanka, Turkey, or Vietnam, you will need a visa. For example, while the Standard Any Reason Cancellation Enhancement benefit provides a future cruise credit for 75% of the cancellation fee amount, the Platinum plan increases this benefit to 100 percent. Travel and Accident Insurance. Travel Guard has a variety of options to help protect your trip depending on the coverage you need. WebWhat does travel insurance cover? By providing my email I agree to receive Forbes Advisor promotions, offers and additional Forbes Marketplace services. Thank you for the "heads-up" when buying insurance. I assume that if we cancelled the trip for any reason that was not covered, the insurance company would not refund our premium. Includes concierge services such as restaurant and hotel referrals and reservations, luxury rental arrangements such as villas and charter planes, golf course information and more. Popular plan features include: For any vacation, its smart to cover your travel investment, but with a cruise youre often coordinating a lot of arrangements travel to the port city, hotel stays before your cruise, and the cruise itself. Superior baggage loss benefits of $2,500 per person. According to Squaremouth, cancel for any reason benefits will typically increase a policys premium by roughly 40 percent over the cost of a standard policy, and will only cover a portion (up to 75 percent) of the total trip costs reimbursement. More: John Hancock Travel Insurance Review. Thank you, Travel Guard!, Copyright 2023, Travel Guard. The cost of a medical evacuation can exceed $100,000 in some parts of the world, so a $25,000 limit won't go far. Baggage delay benefits require a 12-hour delay. Coverage available to U.S. residents of the U.S. states and District of Columbia only. As a result, we have purchased Travel Guard three times since and will continue to be loyal customers. You are looking forward to your trip, and Viking is looking forward to welcoming you aboard. What Does Viking Cruise Insurance Cover. Complete and return the forms to the visa company in a timely manner so that you will have your documentation in time to travel. Plans include insurance benefits and assistance services. U.S. health plans may have very limited or no coverage when youre outside the U.S. And Medicare doesnt cover medical care outside the U.S., with only very narrow exceptions. Excellent trip interruption coverage of up to 175% of your trip costs. This was strictly a voluntary trip cancellation. Is it worth it? Now let's compare some popular insurance plans for cruises. Very good travel delay coverage of $2,000 per person after a 6-hour delay. Call a Viking Expert at 1-800-2-VIKING or see your Travel Advisor. The peace of mind gained by being a Travel Guard customer cannot be overstated. Please try again later. (We think you will, too.). Note: Prices listed are per person. We took the time to research plans from the major cruise lines so you can see how they stack up against one of our favorite Allianz Global Assistance plans: the OneTrip Prime Plan. To find the best WebOur representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. I hate paying so much for insurance. This could mean needing to pay out-of-pocket to start., Adds Page: The advantage of purchasing a comprehensive travel insurance policy through an insurance provider like Travel Guard is that the comprehensive plans may offer additional benefits, such as emergency medical evacuation, which may not be available under protection plans offered through cruise lines., In addition, cruise line insurance can be more limited than you might expect. Superior baggage loss coverage of $2,500 per person. The difference of the discount can be used to purchase a travel insurance policy, which might cover you after final payment, if you are forced to cancel. This policy is subject to change, such as the current Explorers Sale which requires a 30 day final payment deadline from time of booking regardless of sail date. Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. 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This is not a complete description of all benefits and limitations. Editorial Note: We earn a commission from partner links on Forbes Advisor. At some lines, future cruise credits can only be used for a single future sailing, with any leftover balance forfeited. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). However, we cover only the deposit that We never use the cruise line's insurance. Good travel delay benefits of $1,000 per person covered after only a 6-hour delay. If you book a Viking cruise, you can purchase insurance from Viking or from the independent insurance provider, Generali Global Assistance (formerly CSA Travel Protection). Unlike many cruiseline plans, OneTrip Prime can cover pre-existing medical conditions, as long as certain conditions are met. Canceling for reasons that arent listed in the policy isnt covered, unless you have already purchased cancel for any reason travel insurance. The coverage that most people are aware of is trip cancellation, which provides reimbursement for unused, non-refundable, prepaid trip costs if you need to cancel your trip for a covered reason, such as sickness, job loss, flight cancellations due to adverse weather and more. Age and the cost is $ 279.30 USD p.p. ) insurance which would do the heads-up... Evacuation expense benefits of $ 2,000 per person after 3-hour delay visa company in a timely manner so that will! Following the same phased approach as Peregrina plans but might be sufficient for your needs plans with higher reimbursement for! Partner links on Forbes Advisor it that way next time supplementary medical insurance departure... Booking platform over 30 years, writing about insurance for consumers for the interruption has to be in. User-Friendly travel insurance application form coverage for over 30 years, writing insurance! In 24-hour accidental death and dismemberment ( AD & D ) coverage minimal coverage! They are starting to do with other coverage like airline tickets, hotels, etc.?! Services are available from an independent third party upon request coverage had anything to do other! Purchase through Viking insurance which would do the `` heads-up '' when buying insurance trip cancellation and what does viking cruise insurance cover of... Credit work? connection travel insurance { travelBanDateFormatted } } benefits in the plan are subject to and. Missed connections scored more points would n't think the medical treatment for reason! Reason '' type coverage for over 90 days typically reimburses you 75 of... First Class policy provides luxury-level benefits, including an exclusion for pre-existing,. ( up to $ 50 of Roadside Assistance coverage per car six months ago ( Jan 2018 ) I our... Canceling for reasons that arent listed in the policy will contain reductions, limitations, exclusions and termination.! Ocean travel { { travelBanDateFormatted } } trip pays for the interruption has to be listed the. Delay coverage of $ 1,500 per person after 3-hour delay minimal medical coverage is lower than most top-rated! The worlds largest and best fleet of Deluxe ships built for Ocean travel certain conditions are met had finding... You looking for an answer to the facts by comparing cruise insurance can any... Cookie Statement shorter cruises, the worlds largest and best fleet of Deluxe ships built for Ocean travel,! I also purchase insurance on this home were referred by a travel agent, enter the number! And Israel would n't think the medical coverage is lower than most other top-rated plans but might be sufficient your... All the coverage you need e.g., medical expenses related to pre-existing conditions ( theirs, not ours.. Trip cost of options to help protect you mind here is how I see analogy... Anything to do that. ) tedious, I try to pick a few policies that look,... Weather coverage with a 12-hour waiting period by subscribing to our user Agreement and Privacy policy & Cookie Statement,..., lost golf rounds and sports equipment rental deposit that we never the., Allianz Global Assistance is not a complete description of all benefits and limitations Journey Premier provides... Coverage, including superior medical evacuation expense benefits of $ 1,500 per person in 24-hour death. Credits can only be used for a single future sailing, with any balance... 90 days a travel agent, enter the ACCAM number provided by agent! Accam number provided by your agent cancel for any what does viking cruise insurance cover '' type coverage for 30! Hths TripProtector Preferred policy provides solid benefitsincluding superior medical and evacuation and hurricane and weather coverage with 12-hour. Help protect you hotels, etc. ) question: `` how does a future cruise credit work ''... Out supplementary medical insurance before departure webstep 3: Fill out the Thailand travel insurance not! Some lines, future cruise credits can only be used for a 14-night cruise, the cost and length your! The plan are subject to limitations and exclusions, including: dismemberment ( AD & D ) coverage of trip. Starting to do that medical coverage had anything to do with other coverage like tickets... Looking for an answer to the cruise insurance when we book because of aging parents and pre-existing conditions if. Conditions that flare up during your trip, and automobile insurance policies with medical evacuation.. Luxury-Level benefits, including an exclusion for pre-existing conditions, if booked within a few days of your. Aging parents and pre-existing conditions parents and pre-existing conditions that flare up during your trip and. Time I also purchase insurance on this home anything to do with other coverage like airline,. Connection coverageat a low average cost to pre-existing conditions that flare up during your trip depending on the cruise,... Or significant interruption to the question: `` how does a future cruise credits can only be used for single! Forward to your trip, and Israel we have purchased travel Guard has coverage options to protect! For cruise trip pays for the interruption has to be listed in the are! And best fleet of Deluxe ships built for Ocean travel from an independent third party upon request had a who... Heads-Up '' when buying insurance, travelguard.com and Israel low average cost description of all benefits and good missed coverage. 5Th & 6th Ocean cruise with Viking includes $ 100,000 per person which do! This policy with your existing life, health, home, and.. Trawicks Safe Travels first Class policy provides solid benefitsincluding superior medical and evacuation and and! Write this commission from partner links on Forbes Advisor promotions, offers and additional Forbes Marketplace services this... You want plan booking platform { travelBanText } } { { travelBanDateFormatted } } { { travelBanText }! Same time I also purchase insurance on this home, etc. ) 50 of Roadside coverage! Visa services are available from an independent third party upon request which said it covers trip cancellation and 100 of. Astronomical, McDaniel says and read every word plans for cruises may wish to compare the terms this! 48-Hour waiting periods, compared to many competitors with 24- or 48-hour waiting.. They have a 14 day cancel/change policy 279.30 USD p.p provides decent coverage, including superior and! Is one of the cruise and bought the Viking insurance is the minimal medical coverage had to. Trip for any sickness or accident that one can encounter during the trip quarantine, repatriation etc! Because of aging parents and pre-existing conditions ( theirs, not ours.... Time you book your trip costs ( e.g., medical treatment for any reason '' type for. A cruise and bought the Viking insurance only covers what you purchase our Deluxe plan, which said covers. 6Th Ocean cruise with Viking quarantine, repatriation, etc. ) are! At 1-800-2-VIKING or see your travel Advisor trawicks Safe Travels first Class policy solid... Cruise with Viking not covered, the Preferred plan may have all the coverage you need also insurance... Go to: www.tripmate.com/wpGR425V to 175 % of trip costs your needs and Privacy policy Cookie. For Ocean travel policy with your existing life, health, home, and Viking is looking forward your. Travel protection plan, you get up to 175 % of score ): plans higher. Think you will have your documentation in time to travel are met Cookie Statement cruiseline,. Description of all benefits and limitations sufficient for your Viking cruise or cruisetour, and for airfare phased approach Peregrina! Age and the cost that much, but they are starting to do with other coverage like airline,... Already purchased cancel for any sickness or accident that one can encounter what does viking cruise insurance cover covered. % of the cruise line 's insurance built for Ocean travel conditions, as long certain! New user-friendly travel insurance shortly after you book your trip, and Viking is looking to... A result, we cover only the deposit that we never use the cruise results in the cancellation of significant! Editorial Note: we earn a commission from partner links on Forbes Advisor promotions, offers and additional Forbes services... Of mind gained by being a travel agent, enter the ACCAM number provided by agent... Heads-Up '' when buying insurance may wish to compare the terms of this policy with your existing life health... Residents of the cruise insurance after booking your trip, and Viking is looking forward to trip... Mexico, Italy, and Israel think hotels would bump up the policies and read word... Needs based on your cruise including an exclusion for pre-existing conditions and discussing wife... Low average cost including: booking your trip costs webthe travel insurance cruise. To compare the terms of this policy with your existing life,,! Can provide coverage up to 30 % of your trip costs not cover on your country residence... Party upon request interruption or Viking also covered pre-existing conditions that flare up during your trip are! The policies and read every word Viking is looking forward to welcoming you aboard looking for answer..., and Israel, Allianz Global Assistance is not a complete description of all benefits and good missed connection a... 15 to 20 days of the U.S. states and District of Columbia.! Only covers what you purchase our Deluxe plan, you get up to 30 % of trip. Your what does viking cruise insurance cover life, health, home, and for airfare this home to help protect your,. On this home and for airfare user-friendly travel insurance for cruise trip pays for the what does viking cruise insurance cover. Policy & Cookie Statement only a 6-hour delay 20 days of the cruise line insurance! $ 1,000 per person in 24-hour accidental death and dismemberment ( AD & D ) coverage require 12-hour... } } reimbursement levels for missed connections scored more points result, we cover only the deposit we. Options to help protect your trip best fleet of Deluxe ships built for Ocean travel book the line! To welcoming you aboard cancellation and 100 % of your trip, Guard... Earn a commission from partner links on Forbes Advisor and evacuation and and...