Blanket Additional Insured Endorsement: An insurance policy endorsement that automatically provides coverage to any party that the named insured is contractually required to provide coverage to. Does not cover liability arising out of the townhouse owner's individual property. Excludes all liability arising out of the professional services designated on the endorsement. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Designated Project Aggregate endorsements are sometimes required for contracts. See CG 22 36 to exclude products and professional liability for a retail drug store. Excludes injury or damage arising out of rendering or failure to render any service or advice relating to physical fitness. See Commentary in the Policy Guide. All other states: $1,000,000 per occurrence and $2,000,000 aggregate. See also endorsements CG 21 07 and CG 21 08 below. Blanket Primary Additional Insureds and Blanket Waiver of Subrogation automatically included ; Multiple carrier options with Minimum Premiums starting at $750; Per Project Aggregate Endorsement automatically included; Incidental professional coverage available for licensed contractors; Broad Contractual Liability Coverage Wrap blanket around, secure with hook and loop strap. Adds a designated person or organization as an additional insured for liability arising out of the named insured's premises or operations. Excludes completed operations liability for the work designated on the endorsement. We do not intend our use or display of other companies' trade names or trademarks to imply an endorsement or sponsorship of us by such companies, or any relationship with any of these companies. The advanced tools of the editor will guide you through the editable PDF template. See CG 21 60 for an absolute Year 2000 exclusion. The punishment is excluded whether it is administered by or done at the direction of any insured, not just the named insured. Excludes coverage outside the basic policy territory (U.S. and possessions, Puerto Rico, Canada) for travel agencies. blanket schedule. Coverage can be provided with endorsement CG 22 65. This endorsement was withdrawn from use in 2012 but reinstated in 2013. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. The deductible may be selected to apply on a "per claim" basis or "per occurrence" basis. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations. For use with the Liquor Liability Coverage Forms CG 00 33 and CG 00 34 only. The coverage afforded to the additional insured only applies to the extent permitted by law. The project requirement is often set as "per project," but "per policy" isn't . This endorsement was withdrawn from use in 2013. Also excluded is the costs of "reducing any property" to physical possession above the surface of the ground, as might be required following a well blowout. Without the exclusion, the insured may be charged a premium for such intercompany sales at audit. This endorsement was withdrawn from use in 2012 but reinstated in 2013. . . Excludes all liability arising out of the ownership, maintenance, use or entrustment to others of any unmanned aircraft, such as a drone. Various endorsements for the miscellaneous coverage forms. It provides coverage similar to the CGL occurrence coverage part. Action over exclusion, hammer clause. Bars coverage for products liability claims between named insureds on the policy. CG 28 02 Insured Site Definition (Contractors). Excludes bodily injury or personal injury arising out of employment practices of the insured, such as refusal to employ, termination, coercion, demotion, discipline, harassment, discrimination and other practices. The Designated Construction Project General Aggregate Limit is the most we will pay for the Affords occurrence liability protection for the liquor legal liability of a risk engaged in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages. There are several important exclusions applying to the vendor's protection, which suggests that vendors still need their own liability protection, and cannot rely wholly on that of the manufacturer. Enter your official contact and identification details. Intended principally for "design-build" contractors, excludes liability arising out of professional activities such as preparing and approving drawings, maps, surveys, change orders, or specifications, as well as supervisory or inspection activities performed as part of any related architectural or engineering activities. Excludes the errors and omissions exposures of internet service providers (ISPs) and Internet Access Providers. See technical report Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions in 2012 and 2013. Some classifications, such as lawyer's offices, require attachment of this endorsement. Must be attached to policies insuring townhouse associations. The coverage afforded to the additional insured only applies to the extent permitted by law. We know that general aggregates can be confusing . It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. Blanket per project aggregate No exclusion or limitation endorsement for residential or CPVC work Carrier (s) A.M. Best Rated A+ Submission requirements Completed industry standard applications SprinklerPro supplemental application Current and four years prior loss Information Current financial statement If your policy limits are set for $1,000,000 per . Adds users of such animals as additional insureds. Obligates the insurer to provide notice to a person or organization named in the endorsement in the event of cancellation or material change that reduces or restricts the insurance. It requires periodic reporting of trust properties. Adds members, trustees and clergymen as additional insureds for liability arising out of church activities. The general aggregate is the maximum amount of money a liability insurance policy will pay in a given policy term. That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization CG 26 46 Texas Abuse or Molestation Exclusion. This endorsement must be attached when the insured is a licensed pesticide or herbicide applicator. Applies to all services covered on the policy. The coverage afforded to the additional insured only applies to the extent permitted by law. Blanket Per Project endorsement applies with respect to the general liability". Kayla's old fat creampie xxx girl licks man. Same as endorsement CG 21 09 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). The current endorsement--Amendment--Aggregate Limits of Insurance (Per Project), CG 25 03, was designed and developed to make a separate aggregate limit available for each specific construction project that an insured contractor was involved in. Allows for the arbitration of disputes between the company and the insured, without the arbitrator's decision being binding on any party. the U.S. Longshore and Harbor Workers' Compensation Act (USL&H) and the Jones Act, with a minimum limit of $2,000,000 per occurrence and in the aggregate, or as . Same as endorsement CG 21 09 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). InfoCentral is your source for insurance policy analysis, answers to tough coverage questions, regulatory and management questions and sample forms and endorsements. CG 33 92 Texas Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured. See CG 24 27. Co-owners or parties to joint ventures, as well as mining partners, who have non operating working interests with the insured involving oil or gas leases may be added as additional insureds to the policies of insured operators of such leases. Removed all of Coverage B - Personal and Advertising Injury Liability. This is a Federal Highway Administration (FHWA . Adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information. It delivers blanket coverage for any organization which requires additional insured coverage in a contract with the named insured. Excludes liability arising out of streets and bridges for their: (1) existence,(2) maintenance (3) use of mobile equipment. Covers liability exposures and expenses related to product withdrawal. While Coverage A has always excluded bodily injury to employees, this optional endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not. This endorsement is not approved in Texas. Miscellaneous disclosures regarding terrorism coverage and exclusions. CG 21 55 - Total Pollution Exclusion with Hostile Fire ExceptionThis endorsement is an absolute pollution exclusion, including products and completed operations, with an exception for pollution caused by a hostile fire. $2,000,000 general aggregate. Amends Exclusion "g" (Aircraft, Auto or Watercraft) to add coverage for the completed operations exposure related to snow plow operations. Provides malpractice insurance for optometrists and hearing aid establishments. CG 25 04 Designated Location(s) General Aggregate Limit. It does not provide coverage for liability arising out of completed operations, and it is not intended to cover the additional insured's own supervision of work. Excludes the professional exposures of testing and consulting firms. Excludes only medical payments (not liability) to children enrolled in a day care center. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. IL 02 75 - Texas Changes - Cancellation and Nonrenewal Provisions for Casualty Lines and Commercial Package Policies. Limited coverage can be provided with endorsements CG 24 05 and CG 24 11. Coverage A provides liability protection for bodily injury to independent contractors and their employees. This endorsement is used when the insured railroad is not contracting with the contractor, but merely granting permission to perform operations on or near railroad property. The Who Is An Insured section of the policy is also amended to add trustees, members of boards or commissions and student teachers. See endorsement CG 22 30 for a specific exclusion of corporal punishment. Applies the aggregate limit separately to each location specified in the endorsement. Excludes liability coverage arising out of actual or threatened abuse or molestation of a person in the custody of any insured or employee. . By having a per project aggregate endorsement on their CGL, it means that the $2,000,000 aggregate illustrated above would apply to each individual project. - Please confirm on the certificate or by uploading endorsement(s) that Waiver of Subrogation applies to this policy. See CG 33 96 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Adds the interest of co-owners of insured premises to the policy, but only for their liability as co-owners. The deductible, if any, may not exceed $5,000.00 per occurrence. See CG 33 97 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Excludes damage to property being laundered or cleaned in a serf-service or coin-operated laundry or dry cleaner. Excludes coverage for personal and advertising injury exposures arising out of a lawyers professional services, as an alternative to excluding all personal and advertising injury coverage for lawyers. Excludes "professional" services of various financial entities, such as banks, stock brokers, and investment counselors. 2. See CG 22 36 to exclude products and professional liability. Coverage and limits of liability apply only to the extent required in the contract or agreement. A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. This endorsement is for use with the claims-made liquor liability coverage part, CG 00 34. This endorsement has no effect on bodily injury liability coverage. This endorsement converts the OCP coverage part, CG 00 09 , into a general Principal's Protective liability form, such as might be used for a newspaper publisher to provide coverage for independent contractors. Adds these professionals as additional insureds (excluding professional liability) when they are engaged by other than the named insured (such as the project owner). Provides separate coverage for the products and completed operations exposures can be provided using this occurrence form. The coverage afforded to the additional insured only applies to the extent permitted by law. Provides pollution liability coverage on a claims-made basis. Temperature over 300 F (149 C) (See CG 21 44). Excludes liquor liability even if the insured is not in the liquor business, including Bring-Your-Own establishments. Broad form blanket contractual liability covering all indemnity CG 25 02 Amendment of Limits of Insurance. Excludes, for these risks, pollution arising out of operations by the insured or others, regardless of whether the pollutants were brought to the job site[see exclusion f.(1)(d)]. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Think of it as insurance on the shelf - you use it as you need it. CG 33 96 Texas Additional Insured - Lessor of Leased Equipment. Limits the policy coverage to those premises, project or operations designated on the endorsement. Excludes bodily injury and property damage arising out of rolling stock (rail cars) while track is being constructed or repaired. The claims-made forms are not reviewed in this Policy Guide. See CG 32 09 for Texas-approved form. Excludes liability arising out of those services named on the endorsement, such as cosmetic massage, optometrical, and others. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Coverage would apply only to exposures occurring on the described premises (or the grounds and structures appurtenant to those premises), or arising from the project or operations indicated in the Schedule. Legal Liability and Borrowed Equipment Each is $250, so the insured asked about a blanket endorsement. Makes the vendor's policy excess over protection provided by the manufacturer's or distributor's policy under a vendors endorsement. Removes all of paragraph (1.) The limited form does not cover the cost of site cleanup. Excludes all liability arising out of silica or silica-based dust. Provides off-premises pollution coverage, if insured is properly licensed. Modifies the number of days required to provide notice of cancellation. the insured to adequately supply gas, oil, electricity, water, or steam, as might be the case with a public utility. See CG 21 49 above. Excludes professional liability exposures of spas and similar facilities. - 30 Days Notice of Cancellation Required. PNC endorsement Fill in the Blank: A is sent to the insured to collect additional information regarding business operations as it relates to the industry. Adds individual townhouse owners as additional insureds for liability as a member of the townhouse association. Adds members, trustees and members of the board of governors as additional insureds for liability arising out of the organization's activities. Excludes liability (and medical payments) arising out of the operation of an infirmary by the insured camp or campground. Excludes BI or PD arising out of the actual or alleged transmission of a communicable disease. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Deletes the medical payments exclusion for injury to insureds. This means the carrier agrees to pay out an amount equal to the general aggregate liability limit on each project listed in the policy. This endorsement should be used whenever there is a sale of products, usually components, between multiple named insureds, such as a parent and subsidiary. This endorsement is used with auto service risks insured on a CGL, such as car washes, repair shops and tire dealers. Excludes damage to property by fire (however caused) and damage to vehicles while loading or unloading by the insured logging or lumbering operation. A . CG 24 27 - Limited Contractual Liability - Railroads. The general aggregate limit shall, by endorsement or otherwise, provide a designated aggregate limit solely for this project using ISO form CG 25 03 05 09 or an equivalent form. CG 28 06 Limitation of Coverage To Insured Premises. In some cases, the insured may wish to avoid paying numerous medical payments claims, and rely instead on liability protection for bodily injury. This endorsement provides coverage per project on the aggregate limit, rather than a policy limit. See CG 33 95 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Per Project Aggregate Endorsement f. Contractor 's Liability Insurance under 5.1.C through 5.1.E and 5.1.G may be satisfied by primary insurance or a combination of primary and excess or umbrella insurance. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. CG 28 04 Earlier Notice of Cancellation Provided By Us. (See CG 22 74). The City may, at its sole discretion, award Group Package 2 of two (2) locations to the same firm or the City may elect to issue a new solicitation. CG 33 97 Texas Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You. This is a professional liability exclusion for the specific risks named. Eliminates volunteer workers from the definition of insured. The coverage afforded to the additional insured only applies to the extent permitted by law. Excludes liability arising out of the products and professional services of the named risks. This endorsement was withdrawn from use in 2013. . The coverage must be included on the policy for the certificate to be correct. This is most that the insurance policy has available for all claims. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. 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